Your Roots. Your Land. Your Legacy Starts Here.

Discover affordable, energy-efficient homes designed for Georgiana families who are ready to build a life that stays rooted and rises strong.

You shouldn’t have to leave your hometown to live well.

For too long, families in Georgiana have had to choose between staying rooted or finding a modern home that fits their needs.

At DMHCD, we believe you deserve both. That’s why we’re building new, affordable homes with the kind of quality, character, and energy-efficiency every family deserves—right here, where your story began.

Join the List

What You Can Expect

Homes starting in the $190K–$225K range
5 thoughtfully designed floorplans with 2-4 bedroom layouts
Two “Legacy Flex Homes” – our signature designs featuring a private attached ADU
(perfect for aging parents, adult children, or rental income)
Solar-ready and energy-efficient for lower monthly costs
Durable, modern finishes with flexible upgrade options
Front porch charm with a community-first layout

Every home we build is designed to honor your lifestyle, your legacy, and your future.

Who This is For

Whether you’re just starting out, growing your family, or looking to downsize in a familiar place, this is for you:

First-time homebuyers ready to stop renting
Longtime residents ready for something new
Parents and grandparents seeking energy-efficient comfort
Former Georgiana residents ready to come home

How to Begin

Join the Interest List

Join the List

Stay updated on lot availability, home options, and community news.

Download the Housing Brochure

Download the Brochure

Get detailed info on floorplans, pricing, and what to expect.

FAQs

What credit score do I need to qualify?

Most lenders require a minimum credit score of 620 to qualify for a conventional mortgage. However, some FHA-backed loans may be available to buyers with scores as low as 580. Our team can help you assess your options and connect you with lenders who work with first-time buyers and rural residents.

What financing options are available?

We work with local banks and lenders who offer a range of financing options, including conventional loans, FHA loans, and first-time homebuyer programs. We’ll help you understand which path is best based on your income, credit, and goals.

How much will I need for a down payment?

Depending on the loan type, your down payment could be as low as 0% (for USDA loans), 3.5% (FHA), or 5%+ (conventional). On a $180K home, that could range from $0 to $9,000+. Down payment assistance may also be available through local programs.

Can I choose my finishes or layout?

Yes. While we offer a core set of floorplans, buyers will have opportunities to personalize finishes like flooring, cabinets, paint colors, and more. Some home layouts will allow minor adjustments depending on the stage of construction.

Are there resources for first-time buyers?

Absolutely. We provide a downloadable Housing Guide, one-on-one consultations, and access to local programs that support first-time homeownership, credit building, and budgeting.

See What’s Possible

Whether you’re ready to buy a home, return to your hometown, or partner with us in building something greater than the sum of its parts—we want you with us.

Because the best way to predict the future of Georgiana is to build it.